Staff

The Money Maze

State pharmaceutical assistance programs — drug coverage beyond Part D

This article is for educational purposes only and does not constitute medical, legal, or financial advice. Every family situation is different, and you should consult with appropriate professionals about your specific circumstances. Your parent takes several medications. Maybe three. Maybe eight. Maybe more. Every month they go to the pharmacy,

The Money Maze

Dental and vision coverage for seniors — the Medicare gap

This article is for educational purposes only and does not constitute medical, legal, or financial advice. Every family situation is different, and you should consult with appropriate professionals about your specific circumstances. Your parent needs new glasses. They've been wearing the same pair for three years, and they&

The Money Maze

Life insurance in later years — what still makes sense

This article is for educational purposes only and does not constitute medical, legal, or financial advice. Every family situation is different, and you should consult with appropriate professionals about your specific circumstances. Your parent probably bought life insurance decades ago when you were young and they needed to protect the

The Money Maze

COBRA and bridge coverage — insurance during transitions

This article is for educational purposes only and does not constitute medical, legal, or financial advice. Every family situation is different, and you should consult with appropriate professionals about your specific circumstances. Your parent just retired, or their employer made cuts, and suddenly there's a gap. They had

The Money Maze

Supplemental insurance options — what's out there beyond Medigap

This article is for educational purposes only and does not constitute medical, legal, or financial advice. Every family situation is different, and you should consult with appropriate professionals about your specific circumstances. Your parent has Medicare. Medicare helps. Medicare does not cover everything, which is why conversations about supplemental insurance

The Money Maze

Burial insurance and final expense policies — what families need to know

This article is for educational purposes only and does not constitute medical, legal, or financial advice. Every family situation is different, and you should consult with appropriate professionals about your specific circumstances. One of the hardest conversations you can have with an aging parent is about what happens after they&

The Money Maze

Veterans benefits for elderly care — VA Aid and Attendance explained

This article is for educational purposes only and does not constitute medical, legal, or financial advice. Every family situation is different, and you should consult with appropriate professionals about your specific circumstances. Your parent served in the military forty-five years ago and hasn't thought about the VA since

The Money Maze

Veterans benefits beyond Aid and Attendance — the full landscape

This article is for educational purposes only and does not constitute medical, legal, or financial advice. Every family situation is different, and you should consult with appropriate professionals about your specific circumstances. If you have a parent who's a veteran, there's a decent chance you'

The Money Maze

Long-term care insurance — what it covers and whether it's worth it

This article is for educational purposes only and does not constitute medical, legal, or financial advice. Every family situation is different, and you should consult with appropriate professionals about your specific circumstances. The conversation usually starts when you're going through a parent's paperwork, or a sibling

The Money Maze

If they already have long-term care insurance — how to actually use the policy

This article is for educational purposes only and does not constitute medical, legal, or financial advice. Every family situation is different, and you should consult with appropriate professionals about your specific circumstances. You've found the policy in your parent's filing cabinet, or maybe you knew it

The Money Maze

Medicaid spend-down — what it means and how it works

This article is for educational purposes only and does not constitute medical, legal, or financial advice. Every family situation is different, and you should consult with appropriate professionals about your specific circumstances. Your parent has a stroke and needs nursing home care. The facility costs $10,000 per month. Your

The Money Maze

Medicaid estate recovery — what happens to the house after they die

This article is for educational purposes only and does not constitute medical, legal, or financial advice. Every family situation is different, and you should consult with appropriate professionals about your specific circumstances. Your parent passes away. They spent their final years in a nursing home on Medicaid. The nursing home